合适的设备，契合业务的融资结构。
Buying outright is one route. Financing may help preserve working capital or spread an investment over time. A cross-border purchase can also require bank and export-credit support.
01 · Use & cash flow
设备融资租赁
Use eligible equipment over an agreed period. Ownership, services and end-of-term options depend on the contract.
02 · Investment & ownership
Asset finance
Explore a loan or hire-purchase structure linked to the equipment and your plans for ownership.
03 · Trade & transaction structure
国际买方融资
A cross-border transaction may involve a buyer’s bank, an export financier or export-credit insurance.
国际经验，多种融资路径。
了解设备融资、出口融资和厂商融资。Womy 可协助您准备评估合适方案所需的交易信息。
设备融资
Equipment and vendor-finance programmes vary by country, asset and supplier arrangement.
Potential financing channel · subject to review
DLL
Equipment finance for construction, transport and industrial assets.
Selected international markets and programmes.
New and used assets; country and programme approval required.
Potential financing channel · subject to review
BNP Paribas Leasing Solutions
Vendor finance for construction, transport and materials handling.
Europe and selected additional markets.
Confirm local products, asset eligibility and the supplier arrangement.
Potential financing channel · subject to review
Mitsubishi HC Capital Europe
Vendor and asset finance for new and used machinery.
Selected European markets and cross-border structures.
Products and rental-fleet arrangements depend on country and programme.
出口融资
Export financiers may lend or guarantee bank funding. Export-credit insurers cover eligible risks; insurance is not itself a buyer loan. Exporter, origin, content and country rules matter.
Potential financing channel · subject to review
Invest International
Financing channels for eligible Dutch capital-goods exports.
Dutch export interest and country criteria apply.
Supplier-credit and buyer-credit structures have different eligibility requirements.
Potential financing channel · subject to review
Atradius Dutch State Business
Export-credit insurance for eligible Dutch exports and financing banks.
Exporter, Dutch content and country rules apply.
Insurance covers eligible risks; it is not a direct buyer loan.
Potential financing channel · subject to review
Afreximbank
Trade and project financing for eligible African transactions.
Participating markets and transaction eligibility require review.
Some project programmes discourage used equipment; no automatic fleet eligibility.
More export-finance institutions (2)
Potential financing channel · subject to review
Export-Import Bank of the United States
Financing support for eligible U.S. export contracts.
U.S. shipment and content rules are central.
A U.S. brand alone is insufficient; used-equipment rules also apply.
Potential financing channel · subject to review
UK Export Finance
Bank guarantees supporting overseas buyers of eligible UK exports.
UK sourcing/content and country eligibility require assessment.
The Buyer Credit Facility guarantees a bank loan, not every purchase.
制造商融资
Brand-specific finance needs an accepted equipment model, local programme and supplier route. A used machine carrying the brand does not automatically qualify.
Potential financing channel · subject to review
Cat Financial
Loans and leases for eligible Cat equipment, including used machines.
Local Cat markets and dealer arrangements.
A Womy-supplied machine needs separate supplier and market acceptance.
Potential financing channel · subject to review
Komatsu Finance
Finance and leasing packages for new and used Komatsu machines.
Selected European markets, with local finance arrangements.
Confirm the model, local provider and supplier route.
Potential financing channel · subject to review
Scania Financial Services
Vehicle finance and insurance structured for local transport businesses.
Local Scania market and vehicle conditions apply.
New/used eligibility and the selling channel require local confirmation.
在向融资方提交任何申请前，Womy 会先与您确认需求。
FINANCE EXPLORER
探索适合您设备的融资方式。
Start with your project, set the investment assumptions and review a scenario to discuss with Womy.
Try an illustrative scenario
与 Womy 探讨适合设备采购的融资结构。是否可用及具体条件取决于您的企业、所在国家、设备和融资方的审核。
不同市场，匹配不同融资方案。
Illustrative scenarios — not financing offers or actual customer cases.
荷兰
A crane for a construction company.
€350,000.00
A Dutch company considers a used mobile crane. European equipment leasing or asset finance could be discussed, subject to provider review.
- Select the asset and confirm its condition
- Describe the business and preferred structure
- Request review; no approval is assumed
加纳
A transport operator expands its fleet.
€1,200,000.00
A Ghanaian buyer considers buses and coaches. Local banks, structured trade finance or eligible export arrangements need assessment; Afreximbank is a research channel, not an assumed financier.
- Review the buyer and banking structure
- Confirm equipment origin and used-asset eligibility
- Assess local laws and cross-border requirements
- 01Equipment & origin
- 02Finance review
- 03Buyer in Mexico
墨西哥
Industrial equipment across borders.
US$650,000.00
A Mexican buyer considers industrial machinery. Local or international bank finance may be explored. U.S. EXIM is relevant only if the U.S. export, shipment and content requirements are met.
- Establish equipment and export origin
- Review the buyer, bank and transaction
- Coordinate finance, payment and delivery
融资支持采购，妥善安排付款。
01
融资
A lease, asset loan or buyer credit may help structure the cost of an eligible purchase.
02
Payments
Bank transfers and digital invoice payments move and reconcile money. Payment infrastructure does not automatically provide equipment credit.
了解 Womy 的全球支付方案让设备采购各环节更加衔接。
A future commercial model, bringing the equipment sale and the financing conversation together.
- 01
Discover
Choose equipment.
- 02
Enquire
Discuss specifications, price and availability.
- 03
Explore finance
Identify a structure worth investigating.
- 04
核对
Womy and an appropriate authorised provider assess their respective parts.
- 05
Complete
Agree financing, payment, logistics and delivery under the applicable terms.
Womy manages the equipment sales relationship. The financial institution makes its own credit decision and is responsible for its financing contract.
设备融资常见问题。
Can used equipment be financed?
Some providers finance used equipment. Age, condition, origin, valuation and remaining life can affect acceptance. An individual Womy asset must be reviewed.
Is international equipment financing possible?
Cross-border structures exist, but depend on the buyer, exporter, country, asset and transaction. A local bank or eligible export-credit arrangement may be involved.
What is the difference between leasing and buyer credit?
Leasing governs use of equipment under a contract; ownership and purchase options vary. Buyer credit is a loan to a buyer, often from a bank or export financier, to fund an eligible purchase.
Can my company enquire from outside Europe?
You can discuss an international equipment purchase with Womy. The country selector does not establish finance availability; financial institutions must check their country and transaction requirements.
Is financing guaranteed?
No. This page is a strategic concept. No quote, approval, interest rate or lender match is generated.
Can finance be combined with international delivery?
Financing, payment and delivery can be considered together. The parties must separately agree eligible goods, trade terms, insurance, documents and logistics.
Does Womy provide the finance itself?
This concept does not present Womy as a lender or authorised credit intermediary. A suitable financial institution would remain responsible for its own offer, credit decision and contract.
选对设备，从这里开始洽谈融资。
Planning an equipment investment? Tell us about the project, your business and the market you operate in.